★金融英语口语教程第6课:美国金融制度(一)[1]-英语口语-无忧考网

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  • The American Financial System (1)
    美国金融制度(一)

    Situation 6

    情景 6

    Iwao Tanaka ,making his first business trip to the United States ,is talking to an American banker about the financial and monetary system of the U.S.

    田中岩夫第一次因公出差工到美国,他正在与美国的一位银行家谈到美国金融和货币制度。

    Tanaka:What is meant by the term Federal Reserve System ?Is that the central bank of the United States?

    田 中:什么是美国联邦储蓄系统?它是美国的中央银行吗?

    Banker :Technically it is not ,Mr.Tanaka,but it functions in that capacity .

    银行家:从法律上讲,它不是,田中先生。但是它发挥了那样的作用。

    The Federal Reserve System ,or the Fed as it is usually called,is the fiscal agent of the United States .

    美国联邦储备系统即平常称之为“联邦”的是美国财政机构。

    It has authority to issure notes which are the main currency of the country ,

    它有权发行作为国家主要货币的纸币,

    to control the money supply and to supervise banks and banking practices in the country .

    有权控制货仙的供应量,并有权监督国内银行及银行业务活动。

    T;It"s owned by the government ,isn"t it ?

    田 中:它属于政府所有,是吗?

    B:No ,it isn"t .Actually ,the Fed really consists of 12 banks which are owned by all the nationally chartered banks in their respective districts.

    银行家:不是的。实际上,美国联邦储备系统包括十二家银行,这些银行都是由所在地区的国家立案银行掌握所有权。

    But the supervisory board ,called the Board of Governors,is a government agency responsible to the Congress.

    但是他被称为“总裁理事会”的具有监督作用的理事会是一个政府机构,它向国会负责。

    T:What do you mean by nationally chartered banks?Don"t all banks have to have charters?

    田 中:您所说的国家立案的银行是什么意思?难道不是所有的银行都必须立案吗?

    B:Yes,every bank must have a charter or license to do business .But we have a dual banking system here in the United States.

    银行家:是的,每个银行都必须立案或者得到准许证才能营业。但是在美国,我们这里实行的是双重银行体制,

    That means some banks are licensed by the Federal government and some by individual states.

    就是说,有些银行是由联邦政府签发的准许证,而有些则是各个州签发的。

    There are approximately 5,000 national banks and 10,000 state banks in the country .

    在美国大约有5000所国立银行和10000所州立银行。

    T:Are they all supervised by the
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  • 2016-04-18