Unit 1
Jim Doherty
Background Information
Ivy League
Individual Retirement Account
Compared to the noisy city life, many Americans yearn for a free and unfettered life, every day is not very busy, very leisurely tranquil, and more fun displaying their nature. This is their dream life, but also their values.
Ivy League
Ivy League refers to eight long-established colleges and universities in the United States with prestigious academic and social reputations. Members of the Ivy League are:
Ivy League

  1. Brown University in Providence, Rhode Island;
  2. Columbia University in New York City;
  3. Cornell University in Ithaca, New York;
  4. Dartmouth College in Hanover, New Hampshire;
Ivy League

  5. Harvard University in Cambridge, Massachusetts;
  6. University of Pennsylvania in Philadelphia;
  7. Princeton University in Princeton, New Jersey;
  8. Yale University in New Haven, Connecticut.
Brown University in Providence, Rhode Island
Columbia University in New York City
Cornell University in Ithaca, New York
Dartmouth College in Hanover, New Hampshire
Harvard University in Cambridge, Massachusetts
University of Pennsylvania in Philadelphia
Princeton University in Princeton, New Jersey
Yale University in New Haven, Connecticut
Individual Retirement Account Individual Retirement Account refers to a US government plan that allows people to put part of their income into special bank accounts. No tax has to be paid on this money until they retire. In fact, “ IRA” is used more often.


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